At CMW Insurance, we provide the highest quality insurance products and innovative risk-related solutions to vintners and wine distributors. Along with our partner, Capri Insurance Services Ltd., we have established a significant presence within the British Columbia marketplace.

We proudly provide wine insurance and winery insurance services to clients ranging from BC’s smaller up-and-coming wineries to large and well respected operations. We understand that you need competitively-priced programs that include coverage for direct losses to property, stock, lost income and the timely replacement of assets. Our liability programs provide protection of customer goodwill by insuring against third party complaints about products, services and premises.

We support our clients’ needs in non-insurable areas such as contract review, risk control for safety of premises and reviews of employee safety. We have access to more than 35 major North American and international insurance companies who provide wine insurance services to this industry sector.

Our winery insurance specialties include:

• Competitively-priced property programs covering buildings, equipment, stock, data processing equipment and related contents on site or in transit
• Liability programs providing protection from customer incidents from products and on premises
• Loss of income programs and contingent programs for business interruption as well as expediting expenses to reopen quickly
• Food borne illness coverage as well as contingent coverage arising from outbreaks of disease and bacteria
• Product recall, extra expense and contamination programs
• Employee group health and benefit programs
• Directors and officers and employment practices insurance
• Claims management assistance and advocacy to smooth customer goodwill, settle claims quickly and maintain strong insurer relationship